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Workers’ Compensation

Friday, March 1, 2019

Put Time Back in Your Day With ModMaster’s Import Feature

When you’re trying to calculate your client’s experience modification factor, or mod, manual data entry can take a lot of...

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Friday, February 23, 2018

How does mental health relate to worker’s compensation?

Insurance brokers work with all types of businesses, from one-man shops to Fortune 500 companies. Some of these businesses are...

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Wednesday, July 16, 2014

How Much Can Health Insurance Rebates Affect Workers’ Comp Premiums?

You or your employer clients may soon be receiving a health insurance rebate check as mandated by the ACA. Did you know that what a company does with that rebate may affect its workers’ compensation experience mod and premium?

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Wednesday, June 18, 2014

2014 Workers’ Comp and Safety Survey: Employers’ Awareness, Concerns Increase

Last year at this time, I wrote about a disconnect between employers and the work comp industry. This year, results from the Zywave 2014 Work Comp and Safety Survey have me optimistically changing my tune - even if, as an industry, we still have much work to do.

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Monday, May 5, 2014

Are You Using These Five Words When You Talk About Workers’ Comp?

The right words are like the right tools - they make a huge difference in getting the job done. So how does the popular article "The 5 Most Persuasive Words in the English Language" inform the conversations we have in workers' comp insurance?

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Monday, September 16, 2013

After the Big Bang: How Will Continued Experience Rating Split Point Changes Affect Ex-Mods?

In the universe of workers’ comp experience rating, the split point change of 2013 created something of a big bang. As the split point increases further in 2014, will the change in mods continue to be so dramatic? A first look at 2014 rating values helps us glean some ideas.

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Thursday, May 30, 2013

Understand the minimum mod to win more business

Workers’ compensation insurance can be a significant percentage of a given employers’ total insurance cost – making it an important...

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Tuesday, May 7, 2013

Employers and the Work Comp Industry: Failure to Communicate?

Three findings from Zywave's 2013 Workers' Compensation and Safety Survey reveal a disconnect between employers and the work comp industry - and an opportunity for brokers.

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Tuesday, March 26, 2013

Prospecting: Targeting the Targeted

Competition for winning new insureds is tough and getting your foot in the door takes more than a good sales...

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Thursday, January 24, 2013

The New Split Point Is Here: One Example of the Impact on a Mod

With the new experience rating split point and 2013 rates now in effect in over 20 states, we can examine all of the formula's "moving parts" that will affect mods this year.

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